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Payout Times by Payment Method

When a client pays your invoice online, Stripe processes the payment and transfers the funds to your Stripe account. How long this takes depends on the payment method your client used.

Instant payment methods

Payment is confirmed immediately. The invoice is marked as paid right away and funds start moving to your Stripe account without delay.

Payment method

Available in

Credit/debit card

All countries

Apple Pay / Google Pay

All countries

iDEAL

Netherlands

TWINT

Switzerland

Delayed payment methods

These methods go through a clearing process. The invoice status will show Processing Payment until Stripe confirms the funds have arrived - no action needed on your end.

Payment method

Available in

Estimated time

ACH Direct Debit

United States

1-4 business days

Bacs Direct Debit

United Kingdom

1-4 business days

BECS Direct Debit

Australia, New Zealand

1-4 business days

SEPA Bank Transfer

France, Germany, Italy, Spain, and more

1-4 business days

Notes

  • Payout times are estimates and may change based on Stripe's terms

  • Your actual bank payout from Stripe may take additional time depending on your payout schedule and bank processing times

  • Some methods (TWINT, iDEAL, SEPA, ACH) may require additional verification by Stripe - you'll be notified directly if this applies

  • For bank transfers, make sure your client uses the correct reference number shown on the invoice

  • Make sure your Stripe account is fully verified to avoid delays

Still waiting for a payment? Check your Stripe Dashboard for the current payout status or contact Stripe Support.


Didn't find what you were looking for? Contact our support team, and we'll sort it out for you.

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